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Lila Nikole, the acclaimed Miami-raised swim, resort wear, costume designer, and celebrity stylist lit up the runway while showcasing her latest collection ‘GRAPHIC PARADISE’ during Miami Swim Week Powered By Art Hearts Fashion. The ‘GRAPHIC PARADISE’ collection inspired by Miami’s vintage art deco aesthetic included vibrant colors, intricate patterns, graphic designs, and asymmetrical cuts to fit and flatter body types of all shapes, size, and forms. Models strutted to the beats of Lila’s longtime friend, DJ Dinero, who curated the runway’s soundtrack ensuring an exhilarating, fun, and high-energy filled show. Lila’s expertise beamed on the runway through cohesive styling and collections on both male and female model pairings. Guests received VIP gift bags complete with branded merchandise, in addition to generous sponsored experiences throughout the week, including Loose Leaf, Highsman,Frozen Fields, Carrot Express, Samba Sol, Seagrams Escapes, Lollipetals, Snatched Plastic Surgery, and others. Carmen Carrera, Lila Nikole, Sophie Linnea Lila Nikole hosted a series of elaborate events throughout Miami Swim Week leading up to the June 1st runway show and afterwards. On Tuesday, May 28th, Lila Nikole kicked off the week filming in the studio at NBC, followed by a poolside model casting party at South Beach’s iconic Surfcomber Hotel from 3-7pm. On Thursday, May 30th, Lila hosted a top influencer dine at an exciting new Miami spot, Casa Matilda. On Friday, May 31st, Lila joined forces with Art Hearts Fashion and Snatched Plastic Surgery to speak during a panel discussion surrounding the idea of how fashion informs body trends, and vice versa. On Saturday, June 1st, Lila’s design ‘Cyan Miami’ was parked outside of the M2 venue, where guests, media, influencers, buyers, and even those passing by on the street were able to see a sneak peak into Lila’s world of design. Lila also hosted a branded pop-up ‘living room’ inside of the venue which served as a unique photo opp for attendees. B’ong & Evangeli Anteros Pose at Lila Nikole’s Pop-Up Living Room at M2 Loose Leaf Model Poses in front of ‘Cyan Miami’ After the runway show and an iconic week of celebrating Lila Nikole’s collection, top influencers joined Lila and her team on a cruise yacht party sponsored by Lupo Yacht Club to close out the week on Sunday, June 2nd. Lila Nikole Hosts Models for Influencer Yacht Party Lila Nikole Rivera, acclaimed for her work both paired with celebrities such as Kendrick Lamar, Kim Kardashian, The Weeknd, and others, and designs for both men and women of all shapes and sizes truly was a shining star who brought the heat during Miami Swim Week. To shop the ‘GRAPHIC PARADISE’ runway looks visit https://lilanikole.com/. Next up, Lila is designing Carnival costumes for some of the top brands in the industry such as Tribe Trinidad, Xodus Jamaica, Yume Trinidad, Gen X Miami, and K-Paya Miami. Lila’s Carnival designs take hours of hand detailing, gemming, feather work, and talent. Lila Nikole Design for Carnival By ML Staff. Images courtesy of Lila Nikole

GUESS?, Inc. is pleased to announce The Standard Spa, Miami Beach as the latest destination of the storied GUESS Beach Club. Located on Belle Isle, steps away from South Beach, The Standard Spa serves as the stunning backdrop to a ten-day takeover of the unique waterfront pool and retail pop-up. The immersive brand experience invites The Standard Spa members to lavish on customized GUESS Beach Club towels, loungers, cushions, and accessories that perfectly complement The Standard’s signature yellow and white colorway. The pop-up beach shop features the latest from GUESS’ Summer 2024 collection of women’s and men’s swim and beachwear, handbags, fragrance, jewelry, and eyewear specially curated for the heart of Miami. Exclusive in-room welcome hampers with limited-edition co-branded items will be featured in Terrace Suites. With dreamy views of Biscayne Bay, GUESS hosted a private cocktail party during Miami Swim Week to celebrate the launch on the property’s sprawling dock. With DJ sets by DJ Branden (@brandenxciii) and a special performance by The Aqualillies, the sunset soiree brought fashion friends together to kick off the two-week stay. Guests sipped on specialty cocktails, enjoyed a curated menu of canapes and a warm weather breeze setting the stage for the summer season ahead. On Saturday, GUESS kept the party going with an exclusive charter of a GUESS branded yacht which set sail during the day. Guests were treated to an intimate cruise along the coast, capturing content in style as they took off from the decked out bayside dock. By ML Staff. Images courtesy of GUESS

Billions of phone calls are made daily, and many of those calls are made by robocalls, spammers, or telemarketers. While caller ID makes it easy to see who's calling you, people have started to hide their caller ID. This can be done through number spoofing, apps, and even vertical service codes. Unfortunately, this can make it difficult to know who's calling you. Plus, people usually don't hide their phone numbers unless something suspicious is going on. Image by tete_escape / Adobestock While you may feel defenseless against calls with no caller ID, we’re here to help. This article takes you through what a restricted phone call is and how you should approach them. In fact, we even have methods to reveal the phone number. Read on to learn more. What Is A Restricted Phone Call? Restricted phone calls are phone calls that don't have caller ID per the request of the user. Individuals and businesses can mask their phone number and when their call reaches your device it will appear as something like no caller ID, private, unknown, or restricted. Unfortunately, you won't know who's on the other line until you unmask the caller or contact them. Why People Or Businesses Use Restricted Phone Calls People and businesses use restricted phone calls for many reasons. While it may feel like every restricted number is a robocaller or scammer, this isn't always the case. In fact, some companies will make these types of calls to improve their security and prevent people from calling them back. We list some of the most common reasons for restricted phone calls below: Companies focusing on privacy Debt collection agencies trying to collect debt Lawyers wanting to remain anonymous Private investigators remaining anonymous Scammers People who spoof phone numbers Robocallers Due to the range of people who may call you with a restricted number, it's important to know who's calling. How To Unmask Restricted Phone Calls Unmasking restricted phone calls can be challenging if you don't know where to start. While you won't have any initial caller ID to work with, that doesn't mean you’re out of luck. We have a two-pronged method that will help you unmask most restricted phone numbers. This involves using a vertical service code and a reverse phone lookup tool. Use a Vertical Service Code (VSC) to Identify the Restricted Phone Number The best method to Unmask a restricted phone number is to use a vertical service code. In fact, it's likely that someone used one of these codes to hide their number. Therefore, why not use the same code to unmask the caller? The two codes you'll need for this to work include the 69 and 57 codes. Entering these codes after someone calls, you will call the caller back, which can reveal their number. If you’re not having luck with these codes, you can contact your phone provider for more information. Use a Reverse Phone Lookup Tool to Identify the Owner of the Restricted Phone Call Once you know who called you, it's important to learn more about the caller. You can do this with ease when you have the right tools, which is where UnMask’s reverse phone lookup tool comes into play. With a tool like this, you can enter the phone number of the caller into the tool and learn everything about them. Once you enter the phone number, UnMask compiles a full report of the information associated with that phone number. This includes the following information about a caller: Name Phone number or alternate phone numbers Address and location of the caller Email addresses While you can find the phone number by speaking with someone or using a vertical service code, you'll have to use a reverse address lookup tool if you want to learn more about the identity of the caller. Image by Prathankarnpap / Adobestock Stop Restricted Phone Calls Today Whenever you receive a phone call, it is important to know who's on the other line. While most phone calls aren't malicious, people who hide their caller ID and appear as a restricted phone number can be dangerous to speak with. They may be after your credit card information or even your identity. Thankfully, tools like UnMask and vertical service codes can help you stop restricted phone calls dead in their tracks. When used together, you can unmask any caller, discover other numbers they may use, and even block them. By ML Staff. Images courtesy of Adobestock

On a breezy autumn morning in 2002, Alex Gonzalez, a fresh face from Venezuela, touched down in Spain looking to pursue her dream of working in the audiovisual sector. Fast forward two decades and those dreams have crystallized into Alana Production, a cornerstone of fashion and commercial photography in Southern Europe. From a duo to a dynamic team of fourteen, Alana is not just a company; it’s a testament to Alex’s relentless drive and sharp acumen. Crafting a Niche in Fashion In the vibrant streets of Barcelona and Madrid, where culture pulses as vividly as the nightlife, Alex found her calling. Alana Production burst onto the scene in 2017, a brainchild of Alex and her business partner Ana Ramirez, both fueled by a shared vision and an unquenchable thirst for creating something extraordinary. Without a penny from investors, they sculpted their niche, crafting a brand that stands shoulder to shoulder with industry giants today. A Portfolio of Prestige Working with the likes of Gucci, YSL, and Nike, Alex’s portfolio reads like a who’s who of fashion royalty. Each project is a brushstroke in a larger picture, showcasing diverse talents and stories, especially highlighting Latino artists and minorities in Europe—an endeavour close to Alex’s heart. Her work does more than fill portfolios; it opens doors, making the European fashion scene a little more inclusive, one shoot at a time. Innovative Strategies and Future Visions Alana’s approach is unique—every frame shot and every campaign executed bears the hallmark of Alex’s journalistic eye and marketer’s mind, a combination that’s rare as it is effective. From the sun-kissed shores of Spain to the glossy pages of Vogue and T Magazine, her influence is unmistakable. She’s not just a producer, but a guide—she’s involved in every decision that shapes the project, in every plan that drives it. Expanding Horizons Expansion is on the horizon, with sights set on the bustling markets of the United States and other EU countries. The pandemic may have paused global movements, but for Alex, it was just a minor setback. The aim? To bridge the Atlantic, bringing European elegance to American avenues and vice versa, all while bolstering minority representation in the fashion world. Building a Legacy Alex Gonzalez isn’t just building a business; she’s crafting a legacy. For the young dreamers looking to make their mark, she’s not just a producer; she’s a beacon of what’s possible with passion and perseverance. As Alana Production continues to grow, so does Alex’s impact—proving that a girl with a dream can, indeed, dress the world. This isn't just another success story. It's a narrative of vision, ambition, and the relentless pursuit of excellence. Alex Gonzalez started with a vision and built a Vogue-worthy career, making Alana Production a name synonymous with innovation and inclusivity in fashion photography. Here’s to capturing the next shot, the next show, the next story. By ML staff. Images courtesy of Mogul Press.

Welcome to an exclusive glimpse into the dynamic life of Terron Armstead, one of the newer sensations to grace the Miami Dolphins lineup.  Renowned for his exceptional athleticism, Terron has been a standout presence in the NFL since his debut in 2013 with the New Orleans Saints, and since joining the Dolphins as an offensive lineman in March 2022.  Little do many know that Terron Armstead is not just an NFL star; he's a lifestyle enthusiast, fashion aficionado, and a connoisseur of fine art. His life in Miami reflects the city's vibrant energy, cultural diversity, and luxurious lifestyle, seamlessly blending his passions with the lively spirit of the Magic City. In this exclusive interview with Miami Living Magazine, Terron shares insights into his personal style, favorite Miami haunts, and passion for art, offering readers a deeper understanding of the man behind the jersey and his indelible imprint on Miami's sizzling lifestyle scene. ML: Terron, it’s an honor to have you with us today. Your transition from the New Orleans Saints to the Miami Dolphins marks an exciting new chapter in your career. How does it feel to bring your talents to Miami? TERRON: It has been an honor and a blessing to have continued my career from New Orleans to Miami.  The Dolphins organization, the city, the team, all welcomed me with open arms.  Such a seamless transition that it has been truly amazing being a part of this organization.  Coming in with Mike McDaniel and his regime has been special.  It’s a great place to be, a great energy and environment, I couldn’t be more happy with where I am. ML: Miami is known for its vibrant energy and diverse culture. How do you think living in Miami has influenced your personal style and overall lifestyle? TERRON: Miami does have so much culture and history influence.  So I definitely have been paying attention to the diversity that this city has, and I’ve been finding ways to tie into my personal style and add some Miami flavor into my style.  Just more of the linens, the silks, the button downs.  I try to be diverse and versatile with my style anyway, so just adding that Miami flavor really enhances everything. ML:  Over the years, we've seen your style evolve both on and off the field, your fashion choices often making headlines for their innovation and boldness. How has your fashion journey paralleled your growth as an athlete and as an individual?  Could you share some of your go-to wardrobe staples and how you incorporate them into your everyday look? TERRON: I think that just evolving and growing as a man, as a person, as a professional throughout my career, there has been a lot of parallel and similarities on the field.  You get and you gain more interest in things, you put more thought into things as you play for so long, you try to keep everything new, fresh, revolutionary.  And the same with fashion. I used to love watching football as a youngster, and watch the players pull up in their suits.  Deion Sanders was famous for the "look good, play good" mantra.  So I got into the suits more.  I started working with this company out in New Orleans Lavoisier, and just working with multiple brands in general, trying to not be so trendy but instead create my own trends.  Especially for a big guy, it’s always been challenging for big guys to find fashionable attire.  So I love to put it on, I love to represent for the big guys and let them know that we can get stylish and fashionable as well. ML: Living in Miami offers a unique lifestyle experience. How do you make the most of your time off the field? Whether it's a favorite spot for a morning cafecito, a hidden gem for sunset views, or a must-visit art gallery, we'd love to hear about your favorite Miami haunts. TERRON: Miami has so many hidden gems, and so many that are not so hidden as well. So many popular locations, events, just so much to it that people come down to Miami all the time.  It’s like the biggest attraction in the United States.  When I used to visit Miami before I started living here, I would hit the popular spots more.  I would go to South Beach and Brickell a lot.  But now that I'm living here, I’m a local now, so the small cafes, the mall, I have my favorite restaurant, it’s in Fort Lauderdale, it’s called Takato.  I am really close with their general manager, and that’s my spot.  Not too many people know about Takato, but I put it up there with Sexy Fish, Delilah, Papi Steak, and Prime 112 for sure.  Miami has so many spots. ML: Your passion for exclusive art is well-known, your home collection being a testament to your exquisite taste. Can you take us on a virtual tour of your art collection? What draws you to certain pieces, and how do you feel they complement your living space? TERRON: When it comes to art, I have more recently grown an eye for and interest in art and collectibles and unique pieces.  I would say collectibles are probably more of my lane right now, and I’m still learning more about paintings and different historic pictures.  I visited Paris earlier this off-season, where I was able to see the Mona Lisa and all these monumental pieces, and it really just drew me more in and I want to learn more about art pieces before putting them in my home.  But as far as the collectibles, the Bear Brick, the Kaws, those are probably the two I have the most of, and it really complements my home very well. ML: Miami is renowned for its diverse culinary scene. As a self-proclaimed foodie, what are some of your favorite local dishes or restaurants? How do you balance indulgence with maintaining peak physical condition as an athlete? TERRON: I covered my favorite spot in an earlier answer, so I will mostly tailor this answer to the second part of this question.  It can be challenging with so many amazing cuisines down here and types of food and cultures.  From Jamaican to Cuban, Italian, the Hispanic scene; it’s incredible.  So you definitely have to be disciplined and be a professional.  I’ve been in the league going on 12 years now, so you’ve got to have that balance.  I love to go out and hit different restaurants and try new food, but it’s all about not overdoing it and being a professional, sticking to your routine the best way you can.  I have a personal chef, Ronnie King, and he is incredible.  He keeps me exactly where I need to be.  He is a top chef.  He is the man.  I can’t express that enough. ML: The city comes alive after dark with its legendary nightlife scene. Do you have any favorite spots to unwind and enjoy a night out? TERRON: Back when I was visiting Miami, before I became a Dolphins player and a resident here, I was here for more of the restaurants and the nightlife, much more than I am now.  So you have the popular spots like LIV on Sunday.  But now what I hit are the restaurants that transitioned into more of a lounge type vibe, so you got Komodo, Victory, Takato even - the spot I spoke about earlier as my favorite restaurant, which is right on the beach and it’s beautiful.  Playa Miami is one on the South Beach side that has a restaurant in it that transitions into a more lounge environment.  Those are the spots I like to visit. ML: Taking all of the above into account, what is your favorite thing about living in Miami? TERRON: That’s very hard to say because it’s a combination of things.  There are so many perks and benefits to being here, there really are no complaints.  The weather, the energy, the environment, the culture, the history, the diversity, there is so much to enjoy, so much to do, so much to learn, it’s almost impossible to pinpoint a #1.  I can say my team of course: being a Miami Dolphin is incredible, it’s a dream come true.  It’s just a whole combination of things that I just feel very honored and blessed to be here and be a part of this city.  It’s been incredible. Follow Terron on Instagram By ML Staff. Images courtesy of EAG Sport Management

Bitcoin has been on a remarkable upward trajectory in recent weeks, with its price surging above the $60,000 mark amidst ongoing turmoil in the traditional banking sector. As concerns mount over the stability of major financial institutions, many investors are turning to Bitcoin as a potential hedge against systemic risks. According to reports from leading cryptocurrency news outlets like CoinDesk and CoinTelegraph, the cryptocurrency's perceived status as a decentralized and scarce digital asset is driving increased demand. While once viewed as a niche investment, Bitcoin is gaining mainstream acceptance and institutional interest. Major firms and investment funds are exploring ways to gain exposure to the world's largest cryptocurrency, though specific entities cannot be named. This growing institutional adoption is seen as a key driver of Bitcoin's recent bull run and its potential for future growth. This article will delve into the latest Bitcoin news, exploring the factors fueling its momentum, as well as providing an in-depth analysis of the Bitcoin 2024 price target put forth by analysts and industry experts. By relying on verified sources and factual data, we aim to offer a comprehensive and unbiased look at the cryptocurrency's prospects for the coming year. Bitcoin's adoption and developments El Salvador continues with its ambitious plans to fully integrate Bitcoin into its economy. The Central American nation recently announced its intention to issue $1 billion in Bitcoin-backed bonds, according to official statements from President Nayib Bukele's office. The funds raised will be used to establish a "Bitcoin City" and invest in more Bitcoin mining infrastructure, as reported by reputable news outlets like Reuters and the Associated Press. On the mining front, Bitcoin's network has reached record levels of mining difficulty, indicating a surge in the computational power dedicated to securing the blockchain. Data from trusted blockchain explorers like Blockchain.com shows the mining difficulty recently hit an all-time high above 37 trillion, underscoring the growing competition among miners. As Bitcoin gains traction, central banks around the world are also exploring the potential of central bank digital currencies (CBDCs). Research from the Bank of International Settlements suggests CBDCs could coexist with cryptocurrencies like Bitcoin, with each serving different use cases. The European Central Bank has also acknowledged Bitcoin's role in the future digital economy in its published reports. Beyond nation-states, mainstream companies and institutions are making inroads into the Bitcoin ecosystem. From payment processors to investment firms, an increasing number of major players are exploring ways to capitalize on the cryptocurrency's growing adoption and popularity. Price targets for 2024 As Bitcoin's mainstream adoption accelerates, analysts and investment firms are setting increasingly bullish price targets for the cryptocurrency in 2024. A research report published by Standard Chartered in April projects Bitcoin could stay at around $50,000 by the end of 2024, driven by growing institutional demand and the potential integration of central bank digital currencies. On the more ambitious end of the spectrum, Cathie Wood, CEO of ARK Invest, has repeatedly stated her firm's $500,000 price target for Bitcoin by 2024. In a recent interview with Bloomberg, Wood reiterated her bold prediction, citing Bitcoin's potential to become "the institutional asset class" and a global settlement network. Cryptocurrency investment firm Pantera Capital has also weighed in, forecasting Bitcoin to hit $115,000 by August 2024 in their latest research note. This projection is based on the firm's stock-to-flow model, which factors in the upcoming halving event that will reduce new Bitcoin supply. "The effects of diminishing supply and increasing demand could drive Bitcoin towards $115,000 in the next 18 months," stated Paul Veradittakit, Partner at Pantera Capital. Looking further ahead, Bloomberg Intelligence analyst Mike McGlone sees Bitcoin reaching $100,000 by 2025 according to his latest commodity report. McGlone believes the cryptocurrency's growing adoption as a digital store of value, coupled with institutional inflows, will propel its price to six figures within the next few years. It's important to note that these projections are based on various assumptions and models, and actual Bitcoin prices may diverge significantly from the targets set by analysts and firms. As with any investment, thorough research and an understanding of the risks involved is essential. Risks and considerations While the potential Bitcoin price targets for 2024 paint an enticing picture, it's crucial to understand their speculative nature. Bitcoin has historically exhibited extreme volatility, with prices swinging wildly in short periods of time, as evidenced by research from the University of Cambridge. Regulatory uncertainties also loom large, with governments worldwide grappling with how to treat cryptocurrencies. The European Union's recent Markets in Crypto-Assets (MiCA) regulation highlights the evolving and unpredictable regulatory landscape. Regardless of the optimistic projections, investors must conduct thorough research and carefully consider their risk tolerance before allocating funds to Bitcoin or any other cryptocurrency. The Financial Industry Regulatory Authority (FINRA) has cautioned investors about the risks associated with digital assets, stressing the importance of understanding the products before investing. For those considering Bitcoin investments, seeking professional financial advice is highly recommended. As stated by the U.S. Securities and Exchange Commission (SEC), "Investors should understand the risks and consider their investment objectives and risk tolerance before investing." Ultimately, the latest news points to growing adoption and ambitious price targets for 2024, ranging from $50,000 to as high as $500,000. However, the inherent volatility and speculative nature of cryptocurrencies necessitate caution and due diligence. Expert guidance emphasizes the importance of thorough research and risk assessment before investing. By ML staff. Images courtesy of Unsplash.

Are you looking for a little good luck, or perhaps you just want to experience a local tradition? La Noche de San Juan, or Saint John’s Night, takes place every June 23d when Puerto Ricans celebrate la Noche de San Juan – an eve of a feast for Saint John, the Baptist's birth. Unlike other festivities around the world, in Puerto Rico, this celebration -which occurs two days before the summer solstice- marks a holiday spent at the beach. The tradition goes that at the stroke of midnight, people take at least three backward plunges – though some do seven or 12 dives, to rid life of all negativity. To celebrate like a local, head to your preferred beach early and ensure you get a great spot near the shore. To avoid the busy beaches and crowds, join the festivities at any of the hotels throughout the island that hold big parties to celebrate the occasion. Our choice is the Fairmont El San Juan for an iconic Noche De San Juan at the legendary El San Juan Beach Club. Celebrate this special night in style with luxurious cabanas, crafted cocktails, and vibrant live music from live bands, famous DJ’s and so much more. Sunday, June 23, 2024. Coming from Miami? Puerto Rico is an easy place to visit and no passport is required! Travel in luxury with Fairmont El San Juans partnership with Tradewind private charters. Flights depart from private FBO terminals, providing a crowd-free experience and no TSA delays, ensuring that your trip is seamless and stress-free from start to finish. Once inflight, enjoy champagne as well as refreshments, wine, and beer, or custom catering that the Tradewind team can coordinate upon request. Let the celebrations begin! To reserve your cabana please send us an email to esj.celebrations@fairmont.com By ML staff. Image courtesy of Fairmont El San Juan

For Spring/Summer 2024, Thom Sweeney  presents a captivating glimpse into the quintessential "weekend in the  life" of David Duchovny in London, the birthplace of the brand. Duchovny  epitomises the essence of the Thom Sweeney man: timeless taste,  understated confidence, and innate authenticity. David Duchovny | Photos courtesy of Thom Sweeney With a career spanning over four decades, the accomplished actor,  writer, producer and musician seamlessly embodies the fusion of West  coast charm and refined British elegance that defines the brand's newest  collection. Building on the momentum of the recent launch of The Thom Sweeney  Loft in Los Angeles last month, the brand’s vision for this season is  rooted in the sophistication of mid-century Hollywood. The Thom Sweeney Loft, Los Angeles | Photo courtesy of Thom Sweeney Soft, lightweight tailoring is combined with refined outerwear, while  updated iterations of classic knitwear and polo shirts offer a variety of  options for dressing down. To visit the Thom Sweeney website, click here. To visit the Thom Sweeney Instagram page, click here. By ML staff. Images courtesy of Thom Sweeney.

Marrying heritage styles with a cool, contemporary twist, Ryan Simkhai Eyeshop’s frames are timeless yet totally 21st century. Founded by fashion entrepreneur Ryan Simkhai in 2019, his eponymous label has made waves in the eyewear world thanks to its unexpected color combinations and pleasingly accessible price points. As the summer sun cranks up the heat, so does the brand’s sizzling new collection. It stars a carefully curated array of sunglasses, readers, and sun readers which are funky remixes of classic silhouettes. From retro Wayfarers in bright color combos to oversized cat-eyes, Ryan Simkhai’s collection will have you turning heads and catching rays in style. Adele The 50s Barbie vibes are strong with Adele. Coming in cream, black, or tortoiseshell colorways, these sunglasses feature elegantly curved cat-eye frames that channel vintage glamour. The polarized lenses provide full UV protection while adding a touch of mystery to your look, whether you're lounging poolside or exploring the city. Dylan Evoking a classic Wayfarer style for him and her, Dylan comes with a transparent twist. Featuring chunky, crystal-clear frames in green or light gray, these retro gems blend classic cool with a modern edge, making them the ultimate accessory for sun-soaked adventures. Mona Two-tone and totally fly, Mona is all about bold contrasts and vibrant vibes. Featuring sleek polycarbonate frames that are as durable as they are dazzling, the two-tone colors in blue-brown or green-brown seamlessly blend hues for a mesmerizing look, for a splash of fun to your summer ensemble. An LA love affair With its electric and eclectic vibe, Los Angeles is the beating heart of Ryan Simkhai’s designs. As a true-blue Angeleno, he grew up immersed in the world of beauty and fashion. With entrepreneurial savvy and a flair for the creative, Ryan has crafted a brand that embodies his home city’s vibrant culture and boundless creativity. Since Los Angeles style is rooted in a culture of contrasts (think; West Coast boho beach vibes, Venice skater streetwear, and Hollywood red carpet glam), Ryan’s vintage-inspired eyewear aligns perfectly with the city’s ability to blend the old with the new, the casual with the chic, and the traditional with the avant-garde. Celebrity sightings Ryan’s unique styles have caught the eye of many a celebrity, making the label a go-to favorite. Endorsed by tastemakers like Oprah, Trinny Woodall, Dorinda Medley, and Dr. Holly the brand’s also been splashed across prestigious media such as Oprah’s Favorite Things, Good Morning America, ABC’s The View, and The Tamron Hall Show. With such high-profile fans, it’s no wonder everyone wants a pair of these chic specs. Expanding horizons While Ryan Simkhai Eyeshop started retailing online only, it didn’t take long for the brand to branch out. Now, you can find these fabulous frames in boutique retailers nationwide, in Canada, Mexico, the Caribbean and UK. This expansion means more style-savvy shoppers can get their hands on these must-have accessories. By teaming up with like-minded businesses, Ryan Simkhai Eyeshop continues to strengthen its stylish grip on the eyewear market. By ML staff. Images courtesy of Ryan Simkhai.

Background checks are an essential part of the hiring process for both private companies and government organizations. These are done to verify the information of the candidate and are usually conducted as the last stage of the hiring process. Image by Michael Burrows / Pexels Many think criminal background checks and background checks are interchangeable, but that isn't true. Background checks include various components, and a criminal records check is a part of it. A background check gathers more information beyond criminal records to verify who the candidate is and their information. This article will list different types of background checks and provide a brief explanation of what each of them includes. Different Types Of Background Checks Below, you'll find six of the background check types. However, note that what your background check consists of may vary depending on your authorization and legal regulations. Criminal Records Criminal records are one of the most common types of background checks. Since employers will want to know if the person they're hiring has a criminal history, it's also one of the most extensive. Due to the weight criminal records carry for the hiring process, it will include everything available about the individual's criminal history from federal, state, and local sources. However, some charges and offenses may not appear because state regulations limit how far background check agencies can investigate. There are also similar federal regulations, but it doesn't cover criminal records – more on that for other types of background checks. Image by Andrey_Popov / Shutterstock Identity Verification Identity verification is yet another critical type of background check for employers. It enables employers to ensure the person applying for the job is who they say they are. Identity verification involves comparing the person's Social Security Number with records such as financial and legal documents. If there are any inconsistencies, they will be flagged in the background check. Employment History Employment background checks verify the candidate's work experience. These background checks are conducted through private and public sources, and the background check service provider may even contact previous employers to verify their information. If the candidate has lied on their resume, claiming that they worked at a company, it will come up on the employment background check. This type of background check also verifies the duration the individual has worked, allowing the employer to be sure of the candidate's qualifications. Education Verification Educational credentials and qualifications are highly important for most roles. Therefore, education verification is a critical background check type. This type of background check ensures a potential candidate has graduated from the college or university they say on their resume. However, it can go beyond that. Background check companies are also able to verify the training the candidate has undergone throughout their education and the certifications received. If there is any discrepancy, it will be flagged in the background check. Image by karolina grabowska / Pexels Financial Background Check Financial background checks are mostly required for positions that involve managing money. Since financial services companies want their employees to have good finances, financial background checks include various details, from tax liens paid to bankruptcy filings. Although a comprehensive type of background check, the Fair Credit Reporting Act limits how far back background check providers can look on financial background checks. For example, they can only go as far back as ten years for bankruptcy filings and seven years for collection accounts. Driving Records If the position requires operating a work vehicle, driving records (Motor Vehicle Report) are essential for employers. It verifies the candidate's driver's license and shows traffic violations, driving-related criminal convictions, and license suspensions. Like the financial background checks, states may have restrictions on how far back the background check company can look at driving records. Therefore, information outside the allowed period by the state won't appear in the background check. Run All Types Of Background Checks There are various types of background checks, but (luckily) you don't need to deal with multiple background check companies. You can run all types of background checks on USPeopleSearch and get a comprehensive report on all the points. The best part is all you need is a name, address, email, or phone number to get started. You can also run a background check on yourself through USPeopleSearch to know what information is available to background check providers. By ML Staff. Images courtesy of Shutterstock & Pexels

Estate planning should be your biggest concern if you are 50 or older, says Dan Serra, a certified financial planner (CFP) at SageVest Wealth Management in McLean, Virginia, who has spent many hours trying to “put the pieces together after a client died.” He recommends seeking professional advice from a financial planner, lawyer and/or tax expert who will consider the details of your life and create an appropriate plan. “Professional advice in this area is well worth the cost to avoid headaches and fighting among children.” Start by creating a new plan or reviewing your current one to reveal potential problems. Following are mistakes that people often make. 1. Plans that are incomplete or in error Obvious as it may seem, some people don’t have an executed will, or they fail to update a previously executed one when they divorce or go through another life change, says Kevin Brady, a CFP at Wealthspire Advisors LLC, in New York City. “This delays the administration of an estate or leads to heated litigation and acrimony.” Also, some people assume a plan is complete because an attorney prepared it, says Neal Van Zutphen, a CFP at Intrinsic Wealth Counsel in Tempe, Arizona. One plan he reviewed lacked provisions for the minor children. “Read your estate planning documents before you sign off.”  2. Misunderstood or underutilized plans Some people don’t understand their estate plan, so it doesn’t reflect their wishes, says Jason Deshayes, a CFP at Cook Wealth in Raleigh, North Carolina. In that case, ask a financial planner to explain the documents. “Finish the process and execute it, so the plan can work.” Sometimes others don’t make use of a person’s plan after that person has signed the documents, says Karen Van Voorhis, a CFP at Daniel J. Galli & Associates in Norwell, Massachusetts. This is particularly true for trusts, which allow a third party to hold assets, such as a house, on behalf of beneficiaries. She said to ask yourself: Why did you set it up — to own your house or some other assets? If you don’t know how to use your trust, ask your attorney. 3. Wills that specify investments If your plan names investments you wish to leave to one or more of your beneficiaries, make sure that you still own them, experts warn. If not, your estate may be required to buy them at higher current prices, which would hurt your beneficiaries. In the worst case, that purchase might drain most or all of the assets from your estate. 4. Plans that don’t comply with current laws Failing to update a plan can make it worthless due to changes in the law and the people named in it, Serra says. He once reviewed a will created in 1976. “There was a long, tedious process of settling the estate, resulting in unnecessary expenses and family strife. Pay an attorney now or pay the price later.” Deshayes suggests revisiting your plan every three years or more often, as needed. He recalls one plan that listed elderly parents, who had died, as guardians of kids who were already in their 30s. If the trust document is outdated, the trustee will be required to execute things in a certain way that may not make sense now. 5. Beneficiary conflicts and mistakes Beneficiaries also need careful attention, says A. Raymond Benton, a CFP at Benton & Company in Denver, Colorado. “Review retirement plans , IRAs and annuity contracts and make sure that beneficiary designations do not conflict with your documents.” Be sure to update beneficiaries on insurance policies and 401(k) plans in the event of a divorce, says Herschel Clanton, a CFP at Chancellor Wealth Management in Atlanta. “I’ve seen the ex-wife as beneficiary, which disappointed the current wife when the husband died. The insurance company and the 401(k) provider paid the beneficiary of the policy as written.” Don’t forget to name contingent (or backup) beneficiaries, so the assets don’t end up in probate should a beneficiary die, says Lindsay Graves, an elder law attorney and a founding partner of the Graves Law Firm in North Canton, Ohio. Be sure to include bank accounts. Many banks offer “payable on death” designations that allow an account to pass to a beneficiary upon the death of the original owner, says Joey Loss, a CFP at Delegated Planning, Inc., in Jacksonville, Florida. “Establishing joint titling on bank accounts for couples and beneficiary designations, whenever possible, can dramatically streamline the estate resolution process.” 6. Gifts that cause problems You want to leave assets to your minor or adult children. Who will handle money for the minors? Are the adults equipped to make the best choices? “Parents should draft a trust that leaves the inheritance in a trust that is managed by responsible trustees,” says Keith Singer, a CFP at Singer Wealth in Boca Raton, Florida. Also, will your gifts have troublesome implications? Let’s say you want your two kids to always have a home. You leave them yours, with conditions for its sale. But one of them needs to move to take a job. That child may have to endure a lengthy, expensive legal process to sell it. And if the home is older, needs repairs and has declined in value, you’ve left them a money pit. 7. Tax consequences from unequal ownership If you’re married, consult your tax adviser when it comes to who owns which assets. Having more assets in one spouse’s name may inflate a future tax bill. The spouse who worked longer may have a larger IRA. Other investment accounts or a second home may be in their name only. Experts advise seeking professional advice about how to make your estate more equal, which would eliminate the possibility of owing more taxes should one of you pass away. 8. Leaving loved ones uninformed Finally, have a discussion with your spouse and kids about your assets, so they know where everything is should you become incapacitated, says Singer, It’s also important, says Kevin Brady, a CFP at Wealthspire Advisors LLC in New York City, to leave a “digital accounts access guide,” particularly if one spouse handles all or most of the financial decisions. “Otherwise, the survivor may find him or herself unable to efficiently access bank accounts, credit cards and other important items.” Words by Patricia Amend. Patricia Amend has been a lifestyle writer and editor for 30 years. She was a staff writer at Inc. magazine; a reporter at the Fidelity Publishing Group; and a senior editor at Published Image, a financial education company that was acquired by Standard & Poor’s. Special thanks to ARP. ARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering Americans 50 and older to choose how they live as they age. With a nationwide presence, AARP strengthens communities and advocates for what matters most to the more than 100 million Americans 50-plus and their families: health security, financial stability and personal fulfillment. AARP also works for individuals in the marketplace by sparking new solutions and allowing carefully chosen, high-quality products and services to carry the AARP name. Top image by krakenimages

The situation is getting worse: ‘Las Vegas “culinary strike” disrupts local businesses Recently, one of the largest strikes by hotel and restaurant workers took place in Las Vegas. Approximately 700 members of the so-called Culinary Local 226 went on strike to demand an inflation-adjusted pay rise. According to the Las Vegas Review-Journal, all the protesters are employees of the Virgin Hotels casino resort. On Friday, 10 May, they left their jobs and went on strike. Their main demand is to conclude a new labour contract that would increase their wages. As Virgin Hotels representatives later reported, the total number of picketers was much higher than 700. In total, the company employs approximately 1,700 people, who from time to time ‘replaced’ each other. This allowed Virgin Hotels to continue operating, but the overall customer service situation was significantly hampered. The strike also had a negative impact on other establishments in the vicinity due to traffic and pedestrian disruption. Some visitors to Virgin Hotels reported that they had to change their plans because of the picketers. Others claimed that they did not notice any tangible changes in the quality of service. It is noteworthy that Nevada Secretary of State Cisco Aguilar and local Republican MP Stephen Gorsford joined the action. They took part in the strike on Friday evening, but reportedly did not stay long. The strike ended only on Sunday, 12 May, at five in the morning. The former president of the Culinary Union and current treasurer of the organisation, Ted Pappageorge, said that the union has no plans to resume picketing. However, he does not rule it out in the near future if the next session of negotiations on 14 May does not bring results. For those looking to enjoy casino games without the hassle of picketers or strikes, online options provide a convenient alternative. For instance, players can take advantage of the Stay Casino no deposit free chip, allowing them to play and potentially win without any initial deposit. This not only offers convenience but also an opportunity to explore various games risk-free. Pappageorge emphasised before the strike began: ‘At this time, we have decided to “send a message” - this is a two-day strike to see if the company will do the right thing. But the reality is that a prolonged strike will cause long-term damage to the company, and we would like to try to conclude a contract.’ For their part, representatives of Virgin Hotels claim that the union is not negotiating in good faith, the Las Vegas Review-Journal reports. The company even filed a complaint with the National Labour Relations Board. The document claims that the union conducted ‘illegal take-it-or-leave-it negotiations, insisting on unconditional fulfilment of all demands’. Virgin Hotels also reported that union representatives refused to attend preliminary talks scheduled for 2 May, after which they went on strike. Culinary Local 226 denies these allegations, and Ted Pappageorge claims that negotiations have been going on for about five months. ‘The fun side of Vegas is dead’ - visitors complain that the old Las Vegas is lost A recent article about the decline in profits of Las Vegas gambling operators has sparked a heated discussion. Commentators claim that nothing is left of the former gambling capital. The author of the article for Casino.org, financial expert Todd Schreiber shared information about a significant decrease in the profits of operators on the Strip, referring to the recent quarterly reports. According to him, only large gambling establishments feel relatively confident now, while medium and small casinos are gradually declining. As it turned out later, visitors to Las Vegas are also extremely dissatisfied with the city's state. Thus, one of the commentators Denise C noted: ‘Vegas used to be fun. We started going there in the late 1980s. The casinos paid out winnings, the food was cheap, and it was really fun. And then Steve Wynn (billionaire owner of Wynn Resorts - ed.) started the corporate greed of Las Vegas. I think Vegas is over.’ As it turned out, such opinions are far from isolated. A similar comment was shared by reader Jim Cassidy: ‘We started visiting Vegas in the 1970s. It was civilised, there were standards of dress and behaviour for guests, and casino staff treated them like royalty. Today, customer service is terrible, guest behaviour is unacceptable, and crowds at the pools are a joke. And car racing has been a slap in the face to more than half of Las Vegas‘ businesses and almost all of its residents.’ Some even argue that Las Vegas has chosen the wrong path of development, turning from a city of gambling into something completely different and incomprehensible to those who come here to play. One of the triggers for commentators was the recent closure of the Tropicana casino and the start of construction of a stadium in its place. Casino.org reader Don A considers such decisions to be a terrible mistake: ‘People go to Vegas to gamble. I am very upset about the destruction of the Tropicana. I don't go to Vegas to watch a ball game. The old glitz of Vegas is gone. All this automation is pathetic. I used to love my wheel of fortune and the guy who serviced it. And now it's automated. Changing Las Vegas for the better has been the BIGGEST failure.’ Given that competition in the gambling world is growing rapidly, Las Vegas may indeed face new challenges and lose a significant portion of visitors in the future. Macau is already nipping at its heels, and new large casino resorts will soon be launched in popular tourist regions, including Thailand, Sri Lanka, and others. The competition will only grow in the future. Las Vegas business versus Formula 1. The petition on Change.org has collected more than 2 thousand signatures Representatives of Las Vegas businesses have created a petition on Change.org to cancel the Formula 1 Grand Prix scheduled for 21-23 November 2024. According to them, the event will have a negative impact on small businesses and drastically reduce profits. The petition to cancel the Formula 1 Grand Prix in Las Vegas was created by Lisa Mayo-DeRizo, a public relations consultant. She represents at least six business owners who claim to have suffered serious losses during last year's preparations for the race. The petition states that holding the Grand Prix in Las Vegas will have a number of critical consequences: negative impact on local businesses due to possible business interruptions; traffic congestion and complications due to the construction of a bridge on Flamingo Road; lack of detailed accountability and any public consultation, which could lead to unpredictable consequences. The petition also states: ‘Contrary to the supposed economic benefits, the grand prix has a negative impact on small businesses, workers, and transportation companies that face large losses in revenue, reduced traffic, and general disruption during the event.’ According to Casino.org, the preparations for the first Vegas Grand Prix in 2023 resulted in the loss of approximately $30 million in revenue for local businesses. One of the main reasons for such losses was the construction of the Flamingo Road bridge, which lasted approximately six months and effectively isolated some of the local businesses. Magdie Amer, the owner of a local restaurant, said that it was because of the race that she was forced to close her establishment: "We weren't even working at 10% of what we used to. We were just losing money every day.’ According to the author of the petition, Lisa Mayo-DeRizo, business representatives plan to file a lawsuit against Formula 1, but first want to try to use the available administrative resources. A Clarke County media representative reportedly declined to comment on the petition. At the same time, Clark County Commission Chairman Tick Segerblom supported the idea of compensating businesses affected by the construction. And representatives of Formula 1 promised that this year's preparations for the grand prix would be less extensive and destructive than last year's. At the time of publication of the news, the petition had collected more than two thousand signatures since its publication (3 May). This is quite a small number, but the petition has already been covered by many media outlets: Las Vegas Review-Journal, KLAS, KSNV, Fox 5 Las Vegas, Nevada Globe, etc. Despite the fact that petitions on Change.org do not have legal weight, they can still gain political power. This is what the authors are currently hoping for. Last year, after the Formula 1 Grand Prix, business representatives filed a claim with the Las Vegas Convention and Visitors Authority (LVCVA) for damages of about $23 million. By ML staff. Image courtesy of Marry Marvel.